Terms of use

IMPORTANT: PLEASE READ THESE TERMS OF USE ('AGREEMENT') CAREFULLY BEFORE USING THE SERVICES OFFERED BY SHENDURE DIGITECH PRIVATE LIMITED. ('MINKO' OR 'WE' OR 'US'). THIS IS A BINDING AGREEMENT BETWEEN YOU AND MINKO. BY ACCESSING OR USING THE SERVICES IN ANY MANNER, YOU AGREE THAT YOU HAVE READ AND AGREE TO BE BOUND BY AND A PARTY TO THE TERMS AND CONDITIONS OF THIS AGREEMENT TO THE EXCLUSION OF ALL OTHER TERMS. IF THE TERMS OF THIS AGREEMENT ARE CONSIDERED AN OFFER, ACCEPTANCE IS EXPRESSLY LIMITED TO SUCH TERMS. IF YOU DO NOT UNCONDITIONALLY AGREE TO ALL THE TERMS AND CONDITIONS OF THE AGREEMENT, YOU MAY NOT USE THE SERVICES.

What is this saying?

Before using Minko, you need to be at least 18 years old and agree to these terms. Welcome to Minko. Minko partners with banks and financial other institutions and people to supplement payment and business solutions. Please continue reading to learn about the rules and restrictions that govern your use of Minko's website(s) and all other products, services and applications made available by Minko from time to time (collectively, the 'Services').

Will these terms ever change?

We constantly try to improve our Services, so we may update this Agreement as we offer new and improved Services. We may modify this Agreement at any time, but we will do our best to bring this to your attention by posting a notice on the Services or notifying you by email or by some other means. If you don't agree with the new terms, you may reject them but unfortunately you will no longer be able to use the Services. Your use of the Services in any way following notification by Minko constitutes your acceptance of the terms and conditions as modified. We may suspend or discontinue any part of the Services, or we may introduce new features, impose limits on certain features or restrict access to parts or all of the Services at any time. We'll do our best to provide you notice when we make a material change to the Services that would adversely affect you.

You represent and warrant to Minko that:

  1. you are at least 18 years old and if not, your parent or guardian are registering on your behalf
  2. all registration information you submit is accurate and truthful
  3. you will maintain the accuracy of such information
  4. if you're agreeing to this Agreement on behalf of an organization or entity, you represent and warrant that you are authorized to agree to this Agreement on the organization or entity's behalf and bind them to this Agreement (in which case, the references to 'you' and 'your' in these Terms, except for in this sentence, refer to that organization or entity). You also certify that you are legally permitted to use and access the Services and take full responsibility for the selection, use of, and access to the Services, including ensuring that you have permission to communicate with anyone you choose to interact with through the Services. This Agreement is void where prohibited by law, and the right to access the Services is revoked in such jurisdictions.

What is this saying?

We work hard to improve the Minko experience for you, so our terms may change from time to time. We will update you when we make significant changes. Before continuing to use Minko, it will be important to review and agree to any changes.

Fees and payment; Responsibility for usage charges Through Minko, you may be able to access and use products or services operated by other individuals or companies who are not employed or controlled by Minko (such as, a payment platform to request and/or make payments). If you use any of these products or services, you must review and agree to the additional terms and conditions and privacy policy, as well as pay any applicable fees required to use those products. Any information you agree to provide will be governed by that business' privacy policy. Note that, by using the Services, you may receive e-mail or text messages on your phone or mobile device, which may cause you to incur usage charges or other fees or costs in accordance with your wireless or data service plan. Any and all such charges, fees, or costs are your sole responsibility. You should consult with your wireless carrier to determine what rates, charges, fees, or costs may apply to your use of the Services

Registration and security

As a condition to using Services, you may be required to register with Minko by selecting a password and providing your name and a valid email address. You will provide Minko with accurate, complete, and updated registration information. You may not:

Minko reserves the right to refuse registration of or to cancel a Minko account in its sole discretion.

You will be responsible for maintaining the confidentiality of your account and password. You may not transfer your account to anyone without express prior written consent of Minko. Violation of any of the foregoing may result in immediate termination of your account, revocation of your ability to use the Services, and may subject you to state and federal penalties and other legal consequences. Minko reserves the right, but will have no obligation, to investigate your use of the Services in order to determine whether a violation of the Agreement has occurred or to comply with any applicable law, regulation, legal process or governmental request. What is this saying? The security of your account is very important to us. Please keep your password safe, use your real name and create your own account before using Minko.

Our restrictions and responsibilities

You warrant, represent and agree that you will not contribute any Content or otherwise use (or encourage anyone else to use) the Services in a manner that:

Minko reserves the right to terminate access of any third-party application or service to our published or unpublished APIs. Minko reserves the right (but does not have the obligation) to remove any Content from the Services at any time, for any reason (including, but not limited to, if we receive claims or allegations from individuals, companies or authorities relating to that Content or if Minko is concerned that you may have breached the foregoing restrictions), or for no reason at all.

You, not Minko, remain solely responsible for all Content that you upload, post, email, transmit, or otherwise provide using, or in connection with, the Services, and you warrant that you possess all rights necessary to provide such Content to Minko and to grant Minko the rights to use such information as provided herein. You will be responsible for obtaining and maintaining any equipment or ancillary services needed to connect to, access, or otherwise use the Services, including, without limitation, modems, hardware, software, and long distance or local telephone service. You will be responsible for ensuring that such equipment or ancillary services are compatible with the Services. You will be responsible for withholding, filing, and reporting all taxes, duties and other governmental assessments associated with your activity in connection with the Services.

What is this saying?

We are serious about safety. If you don't follow our Guidelines or these Terms of Use, we may need to remove any inappropriate content or deactivate your account. If you see someone violating our Guidelines or Terms of Use, please contact us immediately at +91 9604209626. We need your help to keep the Minko community safe!

Data download and security

You, based on your choice and permission from the other party on the session, shall be allowed to download the data on your systems for future reference and records for yourself. However, you are not allowed to use such data for any public use. Such data shall not be published or used on any third-party portal or applications or on any offline medium by you or anyone else. If such data is found to be released to public than it shall be your responsibility and Minko shall not be held liable for the same. However, Minko reserves the right to delete your account, if you are found to be breaching any of the Minko's policies. This clause shall be read with the Minko's Privacy Policy.

Copyright dispute policy

Under the Digital Millennium Copyright Act (the 'DMCA'), online service providers such as Minko have the right, but not the obligation, to remove material that allegedly violates someone's copyright. We respect other's intellectual property rights, and we reserve the right to delete or disable Content alleged to be infringing, and to terminate the accounts of repeat alleged infringers.

Third party service providers

The Services may contain links to third party websites, products or services that are not owned or controlled by Minko ('Third Party Services'). When you access Third Party Services, you do so at your own risk. Minko encourages you to be aware when you leave the Services and to read the terms and conditions and privacy policy of each Third-Party Service that you visit or use. Minko has no control over, and assumes no responsibility for, the content, accuracy, privacy policies, or practices of or opinions expressed in any Third-Party Services. In addition, minko will not and cannot monitor, verify, censor or edit the content of any Third-Party Services. By using the Services, you expressly relieve and hold harmless Minko from any and all liability arising from your use of any Third-Party Services. Your interactions with organizations and/or individuals found on or through the Services, including payment and delivery of services, and any other terms, with such dealings, are solely between you and such organizations and/or individuals. You should make whatever investigation you feel necessary or appropriate before proceeding with any online or offline transaction with any third parties. You agree that Minko will not be responsible or liable for any loss or damage of any sort incurred as the result of any such dealings. If there is a dispute between Minko users, or between Minko users and any third party, you understand and agree that Minko is under no obligation to become involved. In the event that you have a dispute with one or more other users, you hereby release Minko, its officers, employees, agents, and successors in rights from claims, demands, and damages (actual and consequential) of every kind or nature, known or unknown, suspected or unsuspected, disclosed or undisclosed, arising out of or in any way related to such disputes and/or our service.

If you are a California resident, you will and hereby do waive California Civil Code Section 1542, which says: 'A general release does not extend to claims which the creditor does not know or suspect to exist in his favor at the time of executing the release, which, if known by him must have materially affected his settlement with the debtor.'

What is this saying?

While using Minko, you may be able to access or use third party services that aren't part of our product (such as YouTube, Flickr, etc.). We can't be held responsible for the content of services or any issues that arise.

Warranty and disclaimer

TO THE FULLEST EXTENT ALLOWED BY APPLICABLE LAW, IN NO EVENT WILL MINKO OR ITS SUPPLIERS OR ITS SERVICE PROVIDERS, OR THEIR RESPECTIVE OFFICERS, DIRECTORS, EMPLOYEES, OR AGENTS BE LIABLE WITH RESPECT TO THE SERVICES OR THE SUBJECT MATTER OF THIS AGREEMENT UNDER ANY CONTRACT, NEGLIGENCE, TORT, STRICT LIABILITY OR OTHER LEGAL OR EQUITABLE THEORY:

  1. FOR ANY AMOUNT IN THE AGGREGATE IN EXCESS OF THE GREATER OF $100 OR THE FEES PAID BY YOU TO MINKO HEREUNDER DURING THE 12-MONTH PERIOD PRECEDING THE APPLICABLE CLAIM
  2. FOR ANY INDIRECT, INCIDENTAL, PUNITIVE, OR CONSEQUENTIAL DAMAGES OF ANY KIND WHATSOEVER
  3. FOR DATA LOSS OR COST OF PROCUREMENT OF SUBSTITUTE GOODS OR SERVICES; OR
  4. FOR ANY MATTER BEYOND MINKO'S REASONABLE CONTROL. SOME STATES DO NOT ALLOW THE EXCLUSION OR LIMITATION OF INCIDENTAL OR CONSEQUENTIAL DAMAGES, SO THE ABOVE LIMITATIONS AND EXCLUSIONS MAY NOT APPLY TO YOU.

What is this saying?

Minko is a communication tool. While we are here to support you, we are not liable for anything that happens because of our service.

Termination

This Agreement will remain in full force and effect while you use the Services. You may terminate your use of the Services or your account at any time by deleting your account in your account settings tab or by contacting us at +91 9604209626.

Note, if you become a Participant through an Organization, and you request that Minko delete your account, Minko may notify the Organization (and the School Admins of the classes or groups you are in of your deletion request. Minko may disable or terminate your access to the Services or your account at any time, for any reason (for your violation of any term of this Agreement or without cause), and without warning or notice, which may result in the forfeiture of all information associated with your account. Upon termination of your account, your right to use the Services and any Content will immediately cease; however, Minko may retain messaging data or other data and information pursuant to this Agreement, as necessary for auditing purposes, and as required by law. All provisions of this Agreement which, by their nature, should survive termination, will survive termination, including, without limitation, ownership provisions, warranty disclaimers, and limitations of liability.  You can delete your Minko account online at any time.

Choice of law and arbitration

This Agreement will be governed by and construed in accordance with the laws of the state of Goa without regard to the conflict of laws provisions thereof, unless a state's law's explicitly require that any legal disputes are governed by the laws of that state. Any dispute arising from or relating to the subject matter of this Agreement will be finally settled in small claims court or by arbitration in Goa or in a location that is reasonably convenient for you, using the English language in accordance with the Arbitration Rules and Procedures

Miscellaneous

The failure of either party to exercise, in any respect, any right provided for herein will not be deemed a waiver of any further rights hereunder. Minko will not be liable for any failure to perform its obligations hereunder where such failure results from any cause beyond Minko's reasonable control, including, without limitation, mechanical, electronic or communications failure or degradation. If any provision of this Agreement is found to be unenforceable or invalid, that provision will be limited or eliminated to the minimum extent necessary so that this Agreement will otherwise remain in full force and effect and enforceable. This Agreement is not assignable, transferable or sub licensable by you except with Minko's prior written consent. Minko may transfer, assign or delegate this Agreement and its rights and obligations without consent. Both parties agree that this Agreement is the complete and exclusive statement of the mutual understanding of the parties and supersedes and cancels all previous written and oral agreements, communications and other understandings relating to the subject matter of this Agreement, and that all modifications must be in a writing signed by both parties, except as otherwise provided herein. This Agreement and any subsequent versions of this Agreement posted to the Services will be deemed a writing signed by both parties. No agency, partnership, joint venture, or employment is created as a result of this Agreement and you do not have any authority of any kind to bind Minko in any way whatsoever.